With Fabrica, an owner places real US property in its own purpose-built legal trust, and gives the trust a key: a token on Ethereum. Whoever holds the token controls the trust that holds the title. Move the token, and the land changes hands.
This land has its own trust. The trust answers to one token.
The outline is the parcel's boundary in Monterey County. The blue tile above it is its token: hold it, and you hold the beneficial interest in the trust that owns the land.
Treasuries are onchain. So is gold. Land, the oldest asset there is, still moves on paper, through escrow, over weeks. Fabrica has been changing that since 2018, not by replacing property law, but by building on it, one county at a time.
property tokens minted on Ethereum since 2018
US counties covered by the rules engine
deed and trust document templates in the rules engine
published versions of the trust agreement since 2023
regulatory licenses
Land is among the hardest property to sell quickly or borrow against, and much of the reason is the paperwork around it.
Typically weeks, several parties, every single time.
The property went into its trust once. After that, a sale settles in one onchain transaction; bank-funded purchases settle when the payment clears. The county record stays true.
Fabrica does not replace property law. It retrofits it. The county keeps its records, the deed stays a deed, and ownership gains something it never had: a key that moves at the speed of software.
Every parcel starts where it always has: a legal description and a record at its county. Nothing about the land changes.
The owner deeds the property into its own trust, recorded at the county like any other deed. From then on, the trust holds title.
The token ID's 8 bytes in Crockford Base32. Under the standard naming convention, a county clerk and a smart contract name the same thing.
The trust agreement makes whoever holds the token its beneficiary, with the power to appoint the trustee. Under the current agreement, the holder is also the trustee by default. The token points to the exact version of the agreement it lives under.
Send the token and the whole beneficial interest moves with it. No new deed, no escrow. The county record stays true, because the trust still holds title.
“a transfer of the digital Token is, in substance, a transfer of the underlying real property itself”
Nothing about your ownership changes. The trust agreement, the recorded deed and the token all work without us. Fabrica is not a party to any trust and never holds anyone's property.
Leaving is built in. The holder burns the token and the trustee deeds the property out. Any lawyer can do it; no step needs Fabrica.
So is losing your keys, under agreement v4.0 and later. The agreement sets out a recovery path through the county record: a recorded notice, a 90-day quiet period, then a deed of distribution. No court, and no permission from us.
Real capabilities, live today. Each one runs on the same trust and the same token, so each one works with the others.
Click your parcel on the map and claim it. List it the same day: sign the paperwork now, or when a buyer commits. Nothing is charged until the land is first sold or borrowed against.
Counties that do not record electronically take a paper route.
List it or take offers. One transaction moves the token and pays the seller. No escrow.
Bank-funded purchases settle when the payment clears.
Type the amount, pick the term, and see what you receive, the APR and the date to repay before you confirm. The DeFi lending pool holds the token as collateral only, until you repay.
Sign in with email and pay by bank transfer or from account funds, dollars held as a stablecoin: no crypto needed. Open to buyers outside the US, except people on sanctions lists or in sanctioned territories.
Your wallet, a Safe, a smart wallet. A standard ERC-1155, so it lists on marketplaces such as OpenSea or trades by software. Fabrica never holds it.
With no loan open, burn the token and the property is deeded back to you. Fabrica charges no fee to leave; the county charges for recording.
Trusts on agreement v4.0 or later have a lost-key path through the county record, and v4.4 adds a named Key Successor. Owners on older versions can upgrade.
A public API, a hosted MCP server any AI agent can connect to, with property cards inside Claude, and signed price quotes. Land becomes something software can read.
Real screens from fabrica.land, where people buy, sell and borrow against land today. Sign in with email; no crypto needed.
Fabrica's hosted MCP server gives any AI agent the property catalog, parcel boundaries, the lending market, borrow quotes and every token's history. In Claude, a lookup comes back as a property card with map, photos and price. No API key, nothing to install.
Each token carries its trust, its agreement version, its recorded title proof and its Property checks, with a decodable numeric encoding, so an agent can retrieve the results for further research. Property checks are a starting point for your own research, not a title search or title insurance.
The token is a standard ERC-1155. An agent with a wallet can hold it, list it, buy it or pledge it, and the trust agreement already has rules for smart wallets and contracts that hold a token.
On mainnet, the server tells agents to warn their humans first: this is real land, with real legal and tax consequences, and holding the token can make you the trustee.
Illustrative session. The tools are the hosted MCP server's and the parcels are live tokens. The server only reads and never prepares a transaction; every action is signed on Fabrica with the user's own account.
https://mcp.fabrica.land/mcpReal parcels, real legal consequences: the server tells agents to say so first.
Use Add to Claude above, or: Customize > Connectors > Add custom connector, name it "Fabrica", then paste: https://mcp.fabrica.land/mcp
Land agents with a standing mandate: watch a county, bid within a budget, refinance when better terms appear, always inside limits their owner signs. The rails are live today; the mandates are what comes next.
Agents reading this page can start from /llms.txt or ask for it as markdown.
Live parcels on the current protocol, and parcels ready to mint just in time: from the Big Sur coast to a city lot in Los Angeles County to the Blue Ridge. Each has its own trust.
Aerials: USGS, public domain. Boundaries: as recorded in each token's definition. Photos: listings on Fabrica.
65 parcels live onchain and 478 ready to mint: prepared on Fabrica, their tokens minted just in time, when needed. More than 7,500 acres in all. The dots behind them are the map the rules engine covers: 3,000+ US counties.
The agreement, the contracts, the tokens and the loan record are public. Check them without asking us. Pick your lens.
Beneficial interest declared personal property, a sealed corpus, a Key Successor, and a plain-language summary.
Each trust stays on the version its token referenced at mint. Owners can upgrade; the contract as deployed lets only the holder change it.
The trust agreement is published on GitHub under CC0, with every version since 2022 and every change, and the versions tokens reference are pinned to IPFS.
Any lawyer can read exactly what a token holder owns. The rules engine and document templates that make it work in real counties are ours to operate.
US counties covered by jurisdiction rules, with varying degrees of functionality by state.
Regulatory licenses.
Operations across all 50 states, with varying degrees of functionality.
A lawyer will ask. Here is the honest answer, up front.
The hard part was never the token. It was making the legal wrapper boring enough to trust, county by county, version by version.
June 15, block 5,795,036. An ERC-721 on Ethereum, and the start of the record on this page.
The v2 contract launches on Ethereum. Over its life it would carry 446 property tokens.
Tax Counsel at California's State Board of Equalization analyzes a token transfer for property-tax purposes. The trust agreement goes public on GitHub.
ERC-1155 tokens, county e-recording, a self-serve way to bring property onchain, and the first loan on the current protocol.
Pool-based lending goes live, with land tokens as the collateral.
The token contracts are published for anyone to read and verify.
Lost-key recovery without a court, involuntary-loss handling, and v4.4 as the default for every new token. Owners add land straight from the map, AI agents connect with a URL, and the first owner-occupied home goes onchain with its mortgage in place.
If lending works, everything else follows. Land that can be borrowed against draws lenders; lenders make land worth bringing onchain; every new parcel makes the market deeper for the next one.
Buy, sell and borrow against raw land: the simplest property to wrap in a trust, and among the hardest to finance the old way.
A standard token with a real trust and a recorded deed behind it: the real-world collateral onchain lending has been missing.
The same structure, extended to residential property once land has proven it at scale. The first owner-occupied home went onchain in October 2026, with its mortgage in place; broad residential support is planned, not live.